Our Team

We are operating in over 25 states with our primary office located in Westfield, New York.

Bob is the Licenced Agent & Registered Representative.

Cheryl is our licensed sales associate of 22 years. She has a Bachelor Degree in Business Administration-Finance from SUNY College at Fredonia. She has completed the Assistants Program with the Strategic Coach in Toronto, Cananda. She has also been certified by NYLIC University for attending the Leaders for Life Field Technology workshop in Reno, Nevada. She is responsible for in house operations, customer service, marketing and our information system. She ensures that our completed work is accurate and is responsible for project coordination.

Cheryl is able to schedule appointments for Bob. She is able to handle many of the service related questions that you may have.

Marcia is our office secretary. She handles the paperless office and reports to Cheryl which provides greater coordination of office operations.

Jill is our local project specialist and coordinator of marketing activities for the past four years.

Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.


Robert Ducato is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AZ, CA (CA Insurance License #0M56249), CO, CT, FL, GA, HI, IA, IN, MI, MN, NC, NH, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TX, VA, WI, and WV. No insurance business may be conducted outside the states referenced.

As a New York Life Agent, Robert Ducato is licensed and authorized to offer insurance in California, but B. Ducato and Associates may not be. For additional information on California licensure status, please click here.

Robert Ducato is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 35 E Main St, Westfield, NY, 14787, 716-326-2752. In this regard, this communication is strictly intended for individuals residing in the states of AK, AL, AZ, CA, CO, CT, FL, GA, HI, IN, MD, MI, MN, NC, ND, NH, NJ, NM, NY, OH, OR, PA, SC, TX, VA, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

B. Ducato and Associates is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither B. Ducato and Associates nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​