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Disclosure

Robert Ducato is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of AL, AZ, CA (CA Insurance License #0M56249), CO, CT, FL, GA, HI, IA, IN, MN, NH, NJ, NM, NV, NY, OH, OK, OR, SC, TX, VA, WI, and WV. No insurance business may be conducted outside the states referenced.

Robert Ducato is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 35 E Main St, Westfield, NY, 14787, 716-326-2752. In this regard, this communication is strictly intended for individuals residing in the states of AK, AL, AZ, CA, CO, CT, FL, GA, HI, IN, MD, MI, MN, NC, ND, NH, NJ, NM, NY, OH, OR, PA, SC, TX, VA, and WI. No offers may be made or accepted from any resident outside the specific states referenced.

The Million Dollar Round Table (MDRT), The Premier Association of Financial Professionals®, is recognized globally as the standard of excellence for life insurance sales performance in the insurance and financial services industry.

B. Ducato and Associates is not owned or operated by NYLIFE Securities LLC or its affiliates.​

Neither B. Ducato and Associates nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​